What qualities should we look for in a financial planner in India?

23 Nov, 2012 Uncategorized
  Financial planning is a task which requires huge experience, in-depth knowledge and thorough market research. To frame a sound financial plan, the above mentioned ingredients are a must. Also, financial planning is not a layman’s job. So, one has to shift the onus of financial planning to a professional financial planner. A good financial […]

How to tackle unexpected expenses?

23 Nov, 2012 Uncategorized
Despite planning all our expenses in advance, at times we encounter a sudden unexpected expense which stirs the entire budget. Such an expense arising from nowhere takes a toll on our lives, reason being we haven’t planned or made a provision of it beforehand. It could be anything like any health emergency or somebody borrowing […]

How to choose the right mutual fund?

22 Nov, 2012 Uncategorized
Most of us are of the view that selecting the right kind of mutual fund is a tedious task. But in reality, it is not true. If an investor keeps a few parameters in mind, the selection process can become quick and easy. But before taking these parameters into account, an investor should have clarity […]

Taxation of Non Resident Indians

Non resident Indians have special provisions under the IT act applicable to them. However, these free streaming online sex movies provisions are optional. It should be noted that NRI’s can even opt for regular provisions applicable to residents if it benefits them.   Following are the special provisions applicable to NRI’s:   Section 115D:- This […]

When should you sell a mutual fund?

16 Nov, 2012 Uncategorized
Buying and selling of mutual funds is a personal decision of an investor. There are many reasons which propel a person to buy or sell. Usually, an investor has a bent of mind where he thinks that buy-and-hold policy is the safest way to gain profits. It means the investor has to hold back the […]

What are the different types of investment incomes ?

16 Nov, 2012 Uncategorized
We park our hard-earned money in various investment products in order to multiply it. Every investor knows that wealth creation is possible only by the means of investment. It is the wealth generation that propels a person to invest. Different investment options generate different types of income at different rates. It depends upon factors like […]

How to determine a sound asset allocation strategy?

10 Nov, 2012 Uncategorized
Every investment avenue has an inherent risk-reward ratio. Now it is upto the investor to choose the right investment option that fit their needs. There are different types of assets like property, debt securities, commodities, real estate, gold etc and every investor comes across a phase where he thoroughly evaluates returns against the risk associated […]

Embrace financial freedom by tax planning!

9 Nov, 2012 Uncategorized
Tax planning is both an art and a science. It is an art because a planner creatively chalks out tax- saving strategies and it is a science because these are framed after meticulous research. Planning your taxes at the right time and in the right manner leads to the ultimate financial freedom.   Tax planning […]

How to plan your retirement appropriately?

Retirement is that stage of life where you wish to be free from your responsibilities. If planned well in advance, this is the most comfortable phase of one’s life where you can focus on things you like and wanted to do but couldn’t do due to other engagements. But if you are carrying forward any […]